/* =========================================================
       BRAND COLOUR SYSTEM
    ========================================================= */
    :root {
      --dark:       #13544E;
      --heading:    #095D40;
      --accent:     #6C9A40;
      --cta:        #008060;
      --lime:       #D3E162;
      --lime-light: #E4F577;
      --bg:         #FBF7ED;
      --alt:        #E0EDD4;
      --text:       #212B36;
      --muted:      #5a6a75;
      --white:      #ffffff;
      --error:      #ef4444;
      --warning-bg: #fef3c7;
      --warning-bd: #fcd34d;
      --warning-tx: #92400e;
      --info-bg:    #dbeafe;
      --info-bd:    #93c5fd;
      --info-tx:    #1e40af;
      --success-bg: #dcfce7;
      --success-bd: #86efac;
      --success-tx: #14532d;
      --radius:     12px;
      --radius-lg:  20px;
      --shadow:     0 4px 24px rgba(9,93,64,0.09);
      --shadow-lg:  0 8px 40px rgba(9,93,64,0.14);
      --shadow-xl:  0 16px 64px rgba(9,93,64,0.18);
      --transition: all 0.25s ease;
    }
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Inter', sans-serif;
      background: var(--bg);
      color: var(--text);
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
    }
    a { text-decoration: none; color: inherit; }
    img { max-width: 100%; display: block; }
    .container    { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
    .container-lg { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

    /* =========================================================
       SECTION 1 — FULL NAVIGATION
    ========================================================= */
    .site-nav {
      background: var(--white);
      border-bottom: 1px solid rgba(9,93,64,0.10);
      box-shadow: 0 2px 12px rgba(9,93,64,0.06);
      position: sticky; top: 0; z-index: 1000;
    }
    .site-nav-inner {
      display: flex; align-items: center;
      justify-content: space-between; height: 68px; gap: 12px;
    }
    .nav-logo { font-size: 1.15rem; font-weight: 900; color: var(--heading); flex-shrink: 0; }
    .nav-logo .acc { color: var(--accent); }
    .nav-links { display: flex; align-items: center; gap: 4px; list-style: none; flex: 1; justify-content: center; }
    .nav-links > li > a {
      display: flex; align-items: center; gap: 5px;
      font-size: 0.88rem; font-weight: 700; color: var(--text);
      padding: 8px 12px; border-radius: 8px; transition: var(--transition);
    }
    .nav-links > li > a:hover { background: var(--alt); color: var(--heading); }
    .nav-links > li > a.active { color: var(--cta); }
    .nav-cta-btn {
      display: inline-flex; align-items: center; gap: 7px;
      background: var(--cta); color: var(--white);
      font-size: 0.86rem; font-weight: 800;
      padding: 10px 20px; border-radius: 10px; transition: var(--transition);
      flex-shrink: 0;
    }
    .nav-cta-btn:hover { background: var(--heading); }
    .nav-toggle {
      display: none; background: none; border: none;
      font-size: 1.3rem; color: var(--heading); cursor: pointer; padding: 6px; border-radius: 6px;
    }

    /* =========================================================
       BREADCRUMB
    ========================================================= */
    .breadcrumb-bar {
      background: var(--white);
      border-bottom: 1px solid rgba(9,93,64,0.08);
      padding: 10px 0;
    }
    .breadcrumb { display: flex; align-items: center; gap: 7px; font-size: 0.80rem; flex-wrap: wrap; }
    .breadcrumb a { color: var(--cta); font-weight: 600; transition: var(--transition); }
    .breadcrumb a:hover { color: var(--heading); text-decoration: underline; }
    .breadcrumb .sep { color: var(--muted); font-size: 0.58rem; }
    .breadcrumb .current { color: var(--heading); font-weight: 800; }

    /* =========================================================
       SECTION 2 — ARTICLE HEADER
    ========================================================= */
    .article-header {
      background: linear-gradient(135deg, var(--dark) 0%, #0d6b62 52%, var(--heading) 100%);
      padding: 48px 0 60px; position: relative; overflow: hidden;
    }
    .article-header::before {
      content: ''; position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='70' height='70' viewBox='0 0 70 70' xmlns='http://www.w3.org/2000/svg'%3E%3Ccircle cx='35' cy='35' r='2' fill='%23ffffff' fill-opacity='0.025'/%3E%3C/svg%3E");
      pointer-events: none;
    }
    .article-header::after {
      content: ''; position: absolute; bottom: -80px; right: -80px;
      width: 360px; height: 360px;
      background: radial-gradient(circle, rgba(211,225,98,0.09) 0%, transparent 70%);
      pointer-events: none;
    }
    .ah-inner { position: relative; z-index: 1; }
    .ah-cat-badge {
      display: inline-flex; align-items: center; gap: 7px;
      background: rgba(254,243,199,0.18); border: 1px solid rgba(254,243,199,0.35);
      color: #fef3c7; font-size: 0.76rem; font-weight: 800;
      letter-spacing: 0.07em; text-transform: uppercase;
      padding: 5px 14px; border-radius: 100px; margin-bottom: 18px;
      transition: var(--transition); cursor: pointer;
    }
    .ah-cat-badge:hover { background: rgba(254,243,199,0.28); }
    .ah-cat-badge i { font-size: 0.72rem; }
    .article-header h1 {
      font-size: clamp(1.7rem, 3.5vw, 2.6rem);
      font-weight: 900; color: var(--white);
      letter-spacing: -0.025em; line-height: 1.14;
      max-width: 780px; margin-bottom: 20px;
    }
    .ah-meta-row {
      display: flex; align-items: center; flex-wrap: wrap; gap: 18px; margin-bottom: 22px;
    }
    .ah-meta-item {
      display: flex; align-items: center; gap: 6px;
      font-size: 0.82rem; color: rgba(255,255,255,0.75);
    }
    .ah-meta-item i { color: var(--lime); font-size: 0.72rem; }
    .ah-meta-item strong { color: var(--white); }
    .ah-divider { width: 1px; height: 14px; background: rgba(255,255,255,0.25); }

    /* Share buttons */
    .ah-actions { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
    .ah-action-btn {
      display: inline-flex; align-items: center; gap: 6px;
      background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.22);
      color: var(--white); font-size: 0.78rem; font-weight: 700;
      padding: 7px 14px; border-radius: 8px; cursor: pointer;
      transition: var(--transition); font-family: inherit;
    }
    .ah-action-btn:hover { background: rgba(255,255,255,0.22); }
    .ah-action-btn i { font-size: 0.72rem; }
    .ah-action-btn.copied { background: rgba(211,225,98,0.25); border-color: rgba(211,225,98,0.50); color: var(--lime); }

    /* Reading progress bar */
    .reading-progress {
      position: fixed; top: 0; left: 0; z-index: 2000;
      height: 3px; background: linear-gradient(90deg, var(--cta), var(--lime));
      width: 0%; transition: width 0.1s linear;
    }

    /* =========================================================
       MAIN CONTENT AREA — 2 COLUMN LAYOUT
    ========================================================= */
    .article-layout {
      padding: 52px 0 72px;
    }
    .article-grid {
      display: grid;
      grid-template-columns: 1fr 310px;
      gap: 36px;
      align-items: start;
    }

    /* =========================================================
       LEFT COLUMN — ARTICLE BODY
    ========================================================= */
    .article-body { min-width: 0; }

    /* Table of Contents */
    .toc-box {
      background: var(--white); border-radius: var(--radius-lg);
      border: 1.5px solid rgba(9,93,64,0.10); box-shadow: var(--shadow);
      overflow: hidden; margin-bottom: 36px;
    }
    .toc-header {
      background: var(--heading); padding: 13px 20px;
      display: flex; align-items: center; justify-content: space-between;
      cursor: pointer;
    }
    .toc-header-left { display: flex; align-items: center; gap: 9px; }
    .toc-header h4 { font-size: 0.84rem; font-weight: 900; color: var(--lime); }
    .toc-toggle-icon { color: var(--lime); font-size: 0.78rem; transition: var(--transition); }
    .toc-toggle-icon.open { transform: rotate(180deg); }
    .toc-body { padding: 16px 20px; display: block; }
    .toc-list { list-style: none; display: flex; flex-direction: column; gap: 3px; }
    .toc-list li a {
      display: flex; align-items: center; gap: 8px;
      font-size: 0.84rem; font-weight: 600; color: var(--muted);
      padding: 6px 10px; border-radius: 8px; transition: var(--transition);
    }
    .toc-list li a:hover { color: var(--cta); background: var(--bg); }
    .toc-list li a.active { color: var(--cta); background: rgba(0,128,96,0.07); font-weight: 800; }
    .toc-list li a i { color: var(--cta); font-size: 0.62rem; flex-shrink: 0; }
    .toc-list li.sub a { padding-left: 28px; font-size: 0.80rem; }

    /* Article sections */
    .article-section { margin-bottom: 44px; }
    .article-section:last-child { margin-bottom: 0; }

    .article-body h2 {
      font-size: 1.35rem; font-weight: 900; color: var(--heading);
      letter-spacing: -0.02em; margin-bottom: 14px; line-height: 1.25;
      padding-top: 8px;
    }
    .article-body h3 {
      font-size: 1.05rem; font-weight: 900; color: var(--heading);
      margin-bottom: 10px; line-height: 1.30;
    }
    .article-body p {
      font-size: 0.95rem; color: var(--text);
      line-height: 1.78; margin-bottom: 16px;
    }
    .article-body p:last-child { margin-bottom: 0; }
    .article-body a {
      color: var(--cta); font-weight: 700;
      border-bottom: 1px solid rgba(0,128,96,0.28);
      transition: var(--transition);
    }
    .article-body a:hover { color: var(--heading); border-color: var(--heading); }

    /* Bullet list */
    .article-body ul {
      list-style: none; padding: 0; margin-bottom: 18px;
      display: flex; flex-direction: column; gap: 8px;
    }
    .article-body ul li {
      display: flex; align-items: flex-start; gap: 10px;
      font-size: 0.93rem; color: var(--text); line-height: 1.65;
    }
    .article-body ul li::before {
      content: ''; width: 7px; height: 7px; border-radius: 50%;
      background: var(--cta); flex-shrink: 0; margin-top: 8px;
    }

    /* Ordered / Step list */
    .step-list { list-style: none; padding: 0; margin-bottom: 18px; display: flex; flex-direction: column; gap: 14px; }
    .step-item { display: flex; align-items: flex-start; gap: 14px; }
    .step-num {
      width: 32px; height: 32px; border-radius: 50%; flex-shrink: 0;
      background: var(--heading); color: var(--lime);
      font-size: 0.80rem; font-weight: 900;
      display: flex; align-items: center; justify-content: center;
      margin-top: 2px;
    }
    .step-content h4 { font-size: 0.94rem; font-weight: 900; color: var(--heading); margin-bottom: 4px; }
    .step-content p  { font-size: 0.90rem; color: var(--text); line-height: 1.68; margin: 0; }

    /* Payment stage cards */
    .payment-stages { display: flex; flex-direction: column; gap: 12px; margin-bottom: 24px; }
    .stage-card {
      background: var(--white); border-radius: var(--radius-lg);
      border: 1.5px solid rgba(9,93,64,0.10); box-shadow: var(--shadow);
      padding: 20px 22px; display: flex; align-items: flex-start; gap: 16px;
      transition: var(--transition);
    }
    .stage-card:hover { border-color: var(--cta); }
    .stage-pct {
      min-width: 68px; text-align: center; flex-shrink: 0;
    }
    .stage-pct-num {
      font-size: 1.8rem; font-weight: 900; color: var(--cta);
      line-height: 1; display: block; margin-bottom: 2px;
    }
    .stage-pct-label {
      font-size: 0.68rem; font-weight: 800; color: var(--muted);
      text-transform: uppercase; letter-spacing: 0.05em;
    }
    .stage-divider { width: 1px; background: var(--alt); align-self: stretch; flex-shrink: 0; }
    .stage-text h4 { font-size: 0.94rem; font-weight: 900; color: var(--heading); margin-bottom: 4px; }
    .stage-text p  { font-size: 0.86rem; color: var(--muted); line-height: 1.60; margin: 0; }
    .stage-badge {
      margin-left: auto; flex-shrink: 0;
      font-size: 0.68rem; font-weight: 900; padding: 3px 10px;
      border-radius: 100px; text-transform: uppercase; letter-spacing: 0.04em;
      align-self: flex-start;
    }
    .stage-badge.green  { background: var(--success-bg); color: var(--success-tx); }
    .stage-badge.yellow { background: var(--warning-bg); color: var(--warning-tx); }
    .stage-badge.blue   { background: var(--info-bg);    color: var(--info-tx); }

    /* Screenshot placeholder */
    .screenshot-wrap {
      background: var(--white); border-radius: var(--radius-lg);
      border: 1.5px solid rgba(9,93,64,0.10); box-shadow: var(--shadow);
      overflow: hidden; margin-bottom: 20px;
    }
    .screenshot-header {
      background: var(--heading); padding: 8px 14px;
      display: flex; align-items: center; gap: 7px;
    }
    .ss-dot {
      width: 11px; height: 11px; border-radius: 50%;
    }
    .screenshot-header span { font-size: 0.72rem; color: rgba(255,255,255,0.65); margin-left: 4px; }
    .screenshot-body {
      padding: 24px;
      background: linear-gradient(135deg, var(--bg), var(--alt));
      min-height: 160px; display: flex; align-items: center; justify-content: center;
      flex-direction: column; gap: 10px; text-align: center;
    }
    .screenshot-body i { font-size: 2rem; color: var(--cta); opacity: 0.55; }
    .screenshot-body p { font-size: 0.80rem; color: var(--muted); font-style: italic; margin: 0; }
    .screenshot-caption {
      padding: 10px 16px; font-size: 0.76rem; color: var(--muted);
      border-top: 1px solid var(--alt); font-style: italic;
      display: flex; align-items: center; gap: 6px;
    }
    .screenshot-caption i { color: var(--cta); font-size: 0.68rem; }

    /* =========================================================
       CALLOUT BOXES
    ========================================================= */
    .callout {
      border-radius: var(--radius-lg); padding: 18px 20px;
      margin-bottom: 22px; display: flex; align-items: flex-start; gap: 14px;
    }
    .callout-icon {
      width: 36px; height: 36px; border-radius: 10px; flex-shrink: 0;
      display: flex; align-items: center; justify-content: center;
      font-size: 0.90rem; margin-top: 1px;
    }
    .callout-content h5 { font-size: 0.84rem; font-weight: 900; margin-bottom: 5px; text-transform: uppercase; letter-spacing: 0.06em; }
    .callout-content p  { font-size: 0.88rem; line-height: 1.65; margin: 0; }
    .callout-content p strong { font-weight: 800; }

    .callout.info    { background: var(--info-bg);    border: 1.5px solid var(--info-bd); }
    .callout.info    .callout-icon { background: rgba(30,64,175,0.12); color: var(--info-tx); }
    .callout.info    .callout-content h5 { color: var(--info-tx); }
    .callout.info    .callout-content p  { color: #1e3a8a; }

    .callout.warning { background: var(--warning-bg); border: 1.5px solid var(--warning-bd); }
    .callout.warning .callout-icon { background: rgba(245,158,11,0.15); color: #b45309; }
    .callout.warning .callout-content h5 { color: var(--warning-tx); }
    .callout.warning .callout-content p  { color: #78350f; }

    .callout.success { background: var(--success-bg); border: 1.5px solid var(--success-bd); }
    .callout.success .callout-icon { background: rgba(22,163,74,0.12); color: #15803d; }
    .callout.success .callout-content h5 { color: var(--success-tx); }
    .callout.success .callout-content p  { color: #14532d; }

    .callout.tip     { background: rgba(211,225,98,0.22); border: 1.5px solid rgba(211,225,98,0.50); }
    .callout.tip     .callout-icon { background: rgba(211,225,98,0.30); color: var(--heading); }
    .callout.tip     .callout-content h5 { color: var(--heading); }
    .callout.tip     .callout-content p  { color: #1a4030; }

    /* Inline highlight */
    .highlight-inline {
      background: rgba(211,225,98,0.25);
      border-left: 3px solid var(--lime);
      border-radius: 0 8px 8px 0;
      padding: 10px 14px; margin-bottom: 18px;
      font-size: 0.90rem; color: var(--heading); font-weight: 700;
    }

    /* Comparison table */
    .comparison-table {
      width: 100%; border-collapse: collapse;
      background: var(--white); border-radius: var(--radius-lg);
      overflow: hidden; box-shadow: var(--shadow);
      margin-bottom: 24px; font-size: 0.90rem;
    }
    .comparison-table thead tr { background: var(--heading); }
    .comparison-table thead th {
      padding: 12px 16px; color: var(--lime);
      font-size: 0.78rem; font-weight: 900;
      text-transform: uppercase; letter-spacing: 0.06em;
      text-align: left;
    }
    .comparison-table tbody tr { border-bottom: 1px solid var(--alt); }
    .comparison-table tbody tr:last-child { border-bottom: none; }
    .comparison-table tbody tr:hover { background: rgba(0,128,96,0.03); }
    .comparison-table td { padding: 12px 16px; color: var(--text); }
    .comparison-table td:first-child { font-weight: 700; color: var(--heading); }
    .ct-tick { color: #16a34a; font-size: 0.82rem; }
    .ct-cross { color: #ef4444; font-size: 0.82rem; }

    /* Section separator */
    .article-sep {
      height: 1px; background: var(--alt);
      margin: 36px 0; border: none;
    }

    /* =========================================================
       SECTION 5 — WAS THIS HELPFUL
    ========================================================= */
    .helpful-widget {
      background: var(--white); border-radius: var(--radius-lg);
      border: 1.5px solid rgba(9,93,64,0.10); box-shadow: var(--shadow);
      padding: 28px; text-align: center; margin-top: 44px;
    }
    .hw-emoji { font-size: 2rem; margin-bottom: 12px; display: block; }
    .helpful-widget h4 { font-size: 1rem; font-weight: 900; color: var(--heading); margin-bottom: 6px; }
    .helpful-widget p  { font-size: 0.86rem; color: var(--muted); margin-bottom: 20px; }
    .hw-buttons { display: flex; gap: 12px; justify-content: center; margin-bottom: 0; }
    .hw-btn {
      display: inline-flex; align-items: center; gap: 8px;
      font-size: 0.90rem; font-weight: 900;
      padding: 12px 22px; border-radius: 10px; cursor: pointer;
      border: 2px solid; font-family: inherit; transition: var(--transition);
    }
    .hw-btn.yes { background: var(--cta); color: var(--white); border-color: var(--cta); }
    .hw-btn.yes:hover { background: var(--heading); border-color: var(--heading); }
    .hw-btn.no  { background: var(--white); color: var(--heading); border-color: rgba(9,93,64,0.20); }
    .hw-btn.no:hover  { border-color: var(--error); color: var(--error); }
    .hw-btn.voted-yes { background: var(--success-bg); color: var(--success-tx); border-color: var(--success-bd); }
    .hw-btn.voted-no  { background: #fef2f2; color: #b91c1c; border-color: #fca5a5; }

    /* Feedback form (hidden by default) */
    .hw-feedback { display: none; margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--alt); text-align: left; }
    .hw-feedback label { font-size: 0.84rem; font-weight: 800; color: var(--heading); margin-bottom: 8px; display: block; }
    .hw-feedback textarea {
      width: 100%; padding: 11px 14px;
      border: 1.5px solid rgba(9,93,64,0.15); border-radius: var(--radius);
      background: var(--bg); color: var(--text);
      font-family: inherit; font-size: 0.88rem; resize: vertical; min-height: 80px;
      outline: none; transition: var(--transition);
    }
    .hw-feedback textarea:focus { border-color: var(--cta); background: var(--white); box-shadow: 0 0 0 3px rgba(0,128,96,0.10); }
    .hw-feedback textarea::placeholder { color: #aab3bb; }
    .hw-submit {
      display: inline-flex; align-items: center; gap: 7px;
      background: var(--cta); color: var(--white);
      font-size: 0.86rem; font-weight: 900;
      padding: 10px 20px; border-radius: 9px; border: none;
      font-family: inherit; cursor: pointer; transition: var(--transition);
      margin-top: 10px;
    }
    .hw-submit:hover { background: var(--heading); }

    /* =========================================================
       SECTION 6 — RELATED ARTICLES
    ========================================================= */
    .related-section { margin-top: 40px; }
    .related-header {
      display: flex; align-items: center; gap: 10px; margin-bottom: 16px;
    }
    .related-header h3 { font-size: 1rem; font-weight: 900; color: var(--heading); }
    .related-header-icon {
      width: 34px; height: 34px; border-radius: 9px;
      background: var(--alt); display: flex; align-items: center;
      justify-content: center; font-size: 0.82rem; color: var(--heading);
    }
    .related-list { display: flex; flex-direction: column; gap: 8px; }
    .related-item {
      display: flex; align-items: center; gap: 12px;
      background: var(--white); border-radius: var(--radius);
      border: 1.5px solid rgba(9,93,64,0.09); padding: 14px 16px;
      box-shadow: 0 2px 8px rgba(9,93,64,0.05);
      transition: var(--transition); text-decoration: none;
    }
    .related-item:hover { border-color: var(--cta); transform: translateX(3px); }
    .ri-icon {
      width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0;
      display: flex; align-items: center; justify-content: center;
      font-size: 0.78rem;
    }
    .ri-text { flex: 1; }
    .ri-text strong { display: block; font-size: 0.88rem; color: var(--heading); font-weight: 800; margin-bottom: 2px; }
    .ri-text span   { font-size: 0.74rem; color: var(--muted); }
    .ri-arrow { color: var(--cta); font-size: 0.70rem; flex-shrink: 0; transition: var(--transition); }
    .related-item:hover .ri-arrow { transform: translateX(3px); }
    .ri-read-time { font-size: 0.70rem; color: var(--muted); white-space: nowrap; margin-right: 6px; }

    /* =========================================================
       SECTION 7 — STILL NEED HELP (inline)
    ========================================================= */
    .article-help-strip {
      background: linear-gradient(135deg, var(--dark), var(--heading));
      border-radius: var(--radius-lg); padding: 28px;
      margin-top: 40px; position: relative; overflow: hidden;
    }
    .article-help-strip::before {
      content: ''; position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Ccircle cx='30' cy='30' r='2' fill='%23ffffff' fill-opacity='0.025'/%3E%3C/svg%3E");
      pointer-events: none;
    }
    .ahs-inner { position: relative; z-index: 1; }
    .ahs-label {
      display: inline-flex; align-items: center; gap: 7px;
      background: rgba(211,225,98,0.18); border: 1px solid rgba(211,225,98,0.35);
      color: var(--lime); font-size: 0.72rem; font-weight: 800;
      padding: 4px 12px; border-radius: 100px; margin-bottom: 12px;
      text-transform: uppercase; letter-spacing: 0.06em;
    }
    .article-help-strip h4 { font-size: 1.05rem; font-weight: 900; color: var(--white); margin-bottom: 6px; }
    .article-help-strip p  { font-size: 0.88rem; color: rgba(255,255,255,0.75); line-height: 1.60; margin-bottom: 18px; }
    .ahs-buttons { display: flex; gap: 10px; flex-wrap: wrap; }
    .ahs-btn {
      display: inline-flex; align-items: center; gap: 7px;
      font-size: 0.84rem; font-weight: 900;
      padding: 10px 18px; border-radius: 9px; transition: var(--transition);
      white-space: nowrap;
    }
    .ahs-btn.chat  { background: #16a34a; color: var(--white); }
    .ahs-btn.chat:hover  { background: #15803d; }
    .ahs-btn.email { background: rgba(255,255,255,0.12); color: var(--white); border: 1px solid rgba(255,255,255,0.25); }
    .ahs-btn.email:hover { background: rgba(255,255,255,0.20); }
    .ahs-btn.call  { background: var(--lime); color: var(--heading); }
    .ahs-btn.call:hover  { background: var(--lime-light); }

    /* =========================================================
       RIGHT SIDEBAR
    ========================================================= */
    .article-sidebar {
      position: sticky; top: 88px;
      display: flex; flex-direction: column; gap: 18px;
    }
    .sb-card {
      background: var(--white); border-radius: var(--radius-lg);
      border: 1.5px solid rgba(9,93,64,0.09); box-shadow: var(--shadow);
      overflow: hidden;
    }
    .sb-card-head {
      background: var(--heading); padding: 12px 16px;
      display: flex; align-items: center; gap: 8px;
      font-size: 0.78rem; font-weight: 900; color: var(--lime);
      text-transform: uppercase; letter-spacing: 0.06em;
    }
    .sb-card-body { padding: 14px 16px; }

    /* TOC in sidebar */
    .sb-toc-list { list-style: none; display: flex; flex-direction: column; gap: 2px; }
    .sb-toc-list li a {
      display: flex; align-items: center; gap: 7px;
      font-size: 0.82rem; font-weight: 600; color: var(--muted);
      padding: 5px 8px; border-radius: 7px; transition: var(--transition);
    }
    .sb-toc-list li a:hover { color: var(--cta); background: var(--bg); }
    .sb-toc-list li a.active { color: var(--cta); background: rgba(0,128,96,0.07); font-weight: 800; }
    .sb-toc-list li a i { color: var(--cta); font-size: 0.58rem; flex-shrink: 0; }
    .sb-toc-list li.sub a { padding-left: 22px; font-size: 0.78rem; }

    /* Category articles in sidebar */
    .sb-article-list { list-style: none; display: flex; flex-direction: column; gap: 6px; }
    .sb-article-item a {
      display: flex; align-items: center; gap: 8px;
      font-size: 0.82rem; font-weight: 700; color: var(--heading);
      padding: 7px 10px; border-radius: 8px; transition: var(--transition);
    }
    .sb-article-item a:hover { background: var(--bg); color: var(--cta); }
    .sb-article-item a.current { background: rgba(0,128,96,0.08); color: var(--cta); }
    .sb-article-item a i { color: var(--cta); font-size: 0.62rem; flex-shrink: 0; }
    .sb-article-item .sba-time { font-size: 0.68rem; color: var(--muted); margin-left: auto; white-space: nowrap; }

    /* Popular articles */
    .sb-popular-list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
    .sb-pop-item { display: flex; align-items: flex-start; gap: 8px; }
    .sb-pop-num {
      width: 22px; height: 22px; border-radius: 6px; flex-shrink: 0;
      background: var(--alt); color: var(--heading);
      font-size: 0.68rem; font-weight: 900;
      display: flex; align-items: center; justify-content: center; margin-top: 1px;
    }
    .sb-pop-num.top { background: var(--cta); color: var(--white); }
    .sb-pop-item a { font-size: 0.80rem; font-weight: 700; color: var(--heading); line-height: 1.45; transition: var(--transition); }
    .sb-pop-item a:hover { color: var(--cta); }

    /* Sidebar help card */
    .sb-help-card .sb-card-body { padding: 16px; }
    .sb-help-option {
      display: flex; align-items: center; gap: 10px;
      padding: 9px 11px; border-radius: var(--radius);
      border: 1.5px solid rgba(9,93,64,0.10);
      margin-bottom: 8px; transition: var(--transition); cursor: pointer;
    }
    .sb-help-option:last-child { margin-bottom: 0; }
    .sb-help-option:hover { border-color: var(--cta); }
    .sb-help-icon {
      width: 32px; height: 32px; border-radius: 8px; flex-shrink: 0;
      display: flex; align-items: center; justify-content: center; font-size: 0.80rem;
    }
    .sb-help-text h5 { font-size: 0.80rem; font-weight: 800; color: var(--heading); margin-bottom: 2px; }
    .sb-help-text p  { font-size: 0.70rem; color: var(--muted); margin: 0; }
    .sb-help-arrow { margin-left: auto; color: var(--cta); font-size: 0.65rem; transition: var(--transition); }
    .sb-help-option:hover .sb-help-arrow { transform: translateX(3px); }

    /* =========================================================
       FULL SITE FOOTER
    ========================================================= */
    .site-footer { background: var(--dark); padding: 60px 0 0; color: rgba(255,255,255,0.70); }
    .footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 36px; margin-bottom: 48px; }
    .footer-logo { font-size: 1.2rem; font-weight: 900; color: var(--white); margin-bottom: 12px; }
    .footer-logo .acc { color: var(--lime); }
    .footer-col p { font-size: 0.86rem; line-height: 1.70; margin-bottom: 18px; }
    .footer-col h4 { font-size: 0.88rem; font-weight: 900; color: var(--white); margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.06em; }
    .footer-col ul  { list-style: none; display: flex; flex-direction: column; gap: 8px; }
    .footer-col ul a { font-size: 0.84rem; color: rgba(255,255,255,0.65); transition: var(--transition); display: flex; align-items: center; gap: 7px; }
    .footer-col ul a:hover { color: var(--lime); }
    .footer-col ul a i { font-size: 0.72rem; color: var(--lime); opacity: 0.70; }
    .footer-social { display: flex; gap: 10px; margin-bottom: 20px; }
    .footer-social a {
      width: 36px; height: 36px; border-radius: 9px;
      background: rgba(255,255,255,0.09); color: rgba(255,255,255,0.70);
      display: flex; align-items: center; justify-content: center;
      font-size: 0.82rem; transition: var(--transition);
    }
    .footer-social a:hover { background: var(--lime); color: var(--heading); }
    .footer-nl-label { font-size: 0.78rem; color: var(--lime); font-weight: 700; margin-bottom: 8px; display: flex; align-items: center; gap: 6px; }
    .footer-nl-row { display: flex; gap: 6px; }
    .footer-nl-row input { flex: 1; padding: 9px 12px; border: 1px solid rgba(255,255,255,0.18); border-radius: 8px; background: rgba(255,255,255,0.09); color: var(--white); font-family: inherit; font-size: 0.84rem; outline: none; }
    .footer-nl-row input::placeholder { color: rgba(255,255,255,0.40); }
    .footer-nl-row button { background: var(--lime); color: var(--heading); border: none; padding: 9px 14px; border-radius: 8px; font-weight: 900; font-size: 0.80rem; cursor: pointer; transition: var(--transition); }
    .footer-nl-row button:hover { background: var(--lime-light); }
    .footer-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 16px; }
    .footer-stat { text-align: center; background: rgba(255,255,255,0.07); border-radius: 9px; padding: 10px; }
    .footer-stat strong { display: block; font-size: 1.1rem; font-weight: 900; color: var(--lime); }
    .footer-stat span { font-size: 0.72rem; color: rgba(255,255,255,0.60); }
    .footer-trust { display: flex; flex-direction: column; gap: 8px; }
    .ft-item { display: flex; align-items: center; gap: 8px; font-size: 0.80rem; }
    .ft-item i { color: var(--lime); }
    .ft-item strong { color: var(--white); }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,0.10); padding: 18px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
    .footer-bottom p { font-size: 0.80rem; color: rgba(255,255,255,0.50); }
    .footer-bottom-links { display: flex; gap: 16px; list-style: none; }
    .footer-bottom-links a { font-size: 0.78rem; color: rgba(255,255,255,0.50); transition: var(--transition); }
    .footer-bottom-links a:hover { color: var(--lime); }

    /* =========================================================
       RESPONSIVE
    ========================================================= */
    @media (max-width: 1024px) {
      .article-grid { grid-template-columns: 1fr 270px; gap: 24px; }
      .footer-grid  { grid-template-columns: 1fr 1fr; }
    }
    @media (max-width: 820px) {
      .article-grid { grid-template-columns: 1fr; }
      .article-sidebar { position: static; }
      .footer-grid  { grid-template-columns: 1fr 1fr; }
    }
    @media (max-width: 768px) {
      .nav-links, .nav-cta-btn { display: none; }
      .nav-toggle { display: block; }
      .payment-stages .stage-badge { display: none; }
      .ahs-buttons { flex-direction: column; }
      .ahs-btn { justify-content: center; }
    }
    @media (max-width: 560px) {
      .ah-actions { gap: 6px; }
      .ah-action-btn span { display: none; }
      .hw-buttons { flex-direction: column; }
      .hw-btn { justify-content: center; }
      .footer-grid { grid-template-columns: 1fr; }
      .footer-bottom { flex-direction: column; text-align: center; }
      .footer-bottom-links { flex-wrap: wrap; justify-content: center; }
    }

    /* =========================================================
       ANIMATIONS
    ========================================================= */
    @keyframes toastIn  { from { opacity:0; transform:translateX(-50%) translateY(10px); } to { opacity:1; transform:translateX(-50%) translateY(0); } }
    @keyframes toastOut { from { opacity:1; } to { opacity:0; } }
    @keyframes fadeIn   { from { opacity:0; transform:translateY(6px); } to { opacity:1; transform:translateY(0); } }
  

/* ── Footer Bottom Bar (shared standard) ── */
.footer__bottom { background: rgb(251,247,237); border-top: none; padding: 0; }
.footer__bottom-inner { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer__copyright { font-size: 13px; color: rgb(0,0,0); margin: 0; font-weight: 600; }
.footer__legal { display: flex; gap: 20px; flex-wrap: wrap; list-style: none; padding: 0; margin: 0; }
.footer__legal li a { font-size: 12px; color: rgb(0,0,0); text-decoration: none; transition: all 0.25s ease; font-weight: 600; }
.footer__legal li a:hover { color: #0D3F3A; }
@media (max-width: 640px) {
  .footer__bottom-inner { flex-direction: column; text-align: center; }
  .footer__legal { justify-content: center; }
}

    /* Fix for fixed nav+announcement bar */
    body { padding-top: 115px; }